Louisiana auto and car insurance tailored to your needs
Owning and driving a motor vehicle is risky business and that is why you need car insurance. In fact some form of auto insurance is compulsory in the state of Louisiana. If you get pulled over and the officer finds you don’t have car insurance you will be in trouble. The situation will get dramatically worse if you are involved in a car accident. And if there is injury or death you will find yourself in a very deep hole. So it is simple – you need auto insurance. But that is about the only simple thing there is when it comes to car insurance. The question now is where to get the best auto insurance for your need and circumstances. Well if you reside in Kenner, New Orleans, Gretna, River Ridge, Harvey, Metairie LA then Botsay Insurance & Notaries can help.
The state of Louisiana requires that all drivers or vehicle owners have a certain level of liability coverage that will enable you to pay for damage and/or injury to others caused by your driving. Beyond liability insurance you will want to cover your own costs related to damage to your vehicle or personal injury person as well as the potential loss of personal items and possessions. Since potential damage to your vehicle is a real and big risk you will need collision insurance to cover that. However collision insurance only covers you for damages related to a motor vehicle accident. Collision coverage does not cover you for other events such as auto theft or storm damage. For that you will need some form of comprehensive car insurance. You may also want to expand your auto insurance to cover additional vehicles and even vehicles such as motor cycles, boats, snow mobiles and so on.
In order to get the right auto insurance for your needs it makes sense to consult with an expert such as Botsay Insurance.