If you own a car, then you are well aware of the role of an auto insurance, but are you familiar with the different types? If not we at Botsay can run you through the different types of car insurance plans, how they work and how you can be benefitted. Our agents are licensed and skilled and will help you in every step of the way so that you can make an informed decision. The different areas that we serve include Gretna, Harvey, LA, Metairie, New Orleans and River Ridge.
Take a Look at the Different Types
At Botsay we offer the following types of insurance plans for your car,
- Liability Insurance- This will offer you coverage in a covered accident which has resulted due to your actions. It will cover the repairing cost of a property that has been damaged by the accident along with the medical expenditure from resulting injuries.
- Collision Coverage- It will pay for all the repairs to your vehicle if under a covered accident. If your vehicle is totaled in an accident this plan will pay the cost of the car. On the one hand, if your vehicle is old carrying this coverage resting on the value will not be worth, but on the other hand, if it is a new or an expensive car, then investing in collision coverage will be worth it.
- Comprehensive Coverage- What will happen if your car gets stolen, is hit by an animal or gets damaged due to bad weather? Collision and liability insurance will cover accidents and not such situations. It is here where comprehensive coverage will help.
- Personal Injury Protection- Investing in PIP (Personal Injury Protection) is a must. The expenditure resulting from an accident is likely to add up quickly and for covering this expenditure PIP is available. It will cover you as well as your passengers medical bills.
- Underinsured/Uninsured Motorist Protection- If a person is responsible for accidental damages legally you will not get any payment if he does not possess a coverage or may get less than what you may require for covering the damage cost should the damage go above their coverage amount. It is in such circumstances where an underinsured/uninsured coverage can help.
Wish to know more? We invite you to give us a call at our toll free number 8007854570. Hurry, book your appointment today.
Auto Insurance and Business Insurance Harvey, Metairie, and New Orleans LA. Offering Homeowners Insurance, Renters Insurance, Motorcycle Insurance in Gretna.