Auto and car insurance tailored to your needs
Auto insurance can save you a lot of money when things go wrong. If you need proper car insurance in Kenner, New Orleans, Gretna, River Ridge, Harvey or Metairie LA then Botsay can help. As notaries and insurance agents they know where and how to get best value auto insurance to cover you against the many risks associated with vehicle ownership.
Auto insurance is about coverage, risk and price. Coverage should include things such as liability, collision damage, auto theft and storm damage. A certain amount of liability insurance is required by law. If you own or drive a vehicle on public roads, you have a responsibility to other road users and part of that responsibility is being able to compensate others for injury damage or loss. That is why liability insurance is compulsory and an essential component of car insurance.
However, liability insurance only covers you for claims by others. It does not cover your own damage or losses. For that you need additional auto insurance in the form of collision insurance, theft insurance or even umbrella or comprehensive insurance. Your local agent will advise you regarding appropriate auto insurance coverage.
You may also have other vehicles such as a second car, a motorbike, a boat or a snow mobile. You can extend your auto insurance to cover additional vehicles that you may own.
Your risk profile will also have an impact on the cost of your car insurance. If you have previous offences or for example a DUI, your car insurance premiums will be higher. However, your local agent will be able to get you the best auto insurance prices possible for your situation. An independent agent can tailor auto and car insurance to match your risk profile and your needs.