Commercial insurance will cover you when the unexpected happens
Your business is your livelihood and also the livelihood of those who with or for you. It is important to look after it. Commercial insurance is one of those necessary things in business and can save your business when calamity or disaster strikes. It does not matter how successful or profitable your business is – a disaster can change all that. Business insurance is a cheap way to protect your interests when things outside your control happen. Botsay is an independent agency and they specialize in commercial and business insurance in Kenner, New Orleans, Gretna, River Ridge, Harvey and Metairie LA.
Whether you have a laundry outlet in Kenner or a fast food business in Harvey or a travel business in New Orleans, you need some form of commercial insurance to cover you against daily risks. As a human being you face daily risks. As a business owner or manager you face and additional set of risks. As a business owner you also have a lot on your plate and seems to make sense to leave specialised matters such as commercial insurance in the hands of the professionals.
There are the numerous risks such as fire, theft, accidents, storm damage, product failure, equipment failure, liability claims, criminal activities and more. You need to protect your business interests against events that could potentially destroy your business.
A business owner’s policy is often a good starting point. This is a policy that covers major assets as well as liabilities. A BOP usually includes property insurance, business interruption insurance as well as liability cover. Then you should also consider insurance for things that are not covered by your BOP. These typically include professional indemnity, workmen’s compensation and commercial auto.
Depending on the nature of your business your insurance agent can customize and tailor your commercial insurance to match your needs.