Homeowners and Renters Insurance that is good and proper
Considering that your home is probably your biggest single investment it makes sense to get the right homeowners insurance to cover your property as well your valuable assets and possessions. For proper homeowners or renters insurance in Kenner, New Orleans, Gretna, River Ridge, Harvey or Metairie LA you speak to a professional advisor at Botsay Insurance. As registered notaries these people know the ins and outs of renters and homeowner’s insurance.
When it comes to homeowners insurance you need to be sure about some things. Are you adequately covered for natural or human misfortunes? Does your home insurance cover the replacement cost of your home? Does your renters insurance cover the replacement cost of your possessions and valuables? Do you have adequate liability coverage? Does your homeowners insurance provide for alternative accommodation should your home become temporarily uninhabitable?
You also need to be aware of any exclusions or risks or events that are not covered. Flood insurance and similar disasters are good examples. Most home insurance policies do not cover damage as a result of a natural flood. And when you consider that floods are the number one natural disaster in the US it is quite an important factor to consider.
When you deal with a professional and independent insurance agent such as Botsay you can be confident that they will look after your best interests. Remember they do not work for the insurance carrier. They work and bat for you. They will make sure that you get homeowners or renters insurance that is good and proper and that won’t leave you in the lurch when misfortune walks through your door. They will also assist you with claims and settlements should the need arise. So get the peace of mind you need and deserve with homeowners insurance that is good and proper.