Insurance categories and options
Nobody likes to spend money on insurance any more than on taxes. The thing is you never know when you might need insurance. And it is better to have insurance and not need it than not have it and then need it. There are of course many different types of insurance and which types you need depend on your circumstances and risk profile.
The Botsay agency can help you with the right insurance solutions in Gretna, Harvey, Kenner, Metairie, New Orleans or River Ridge. Insurance can be categorised as personal insurance or commercial insurance. Whether commercial or personal, insurance is the best form of risk management. Unfortunate things happen, and they don’t just happen to other people. When misfortune knocks on your door you want to be sure you have insurance to help absorb the financial losses. Insurance is not about gain, but rather about not losing everything.
Personal insurance can consist of home insurance, renter’s insurance, car insurance, boat insurance, motorcycle insurance, health insurance, life insurance and disability insurance. If you own a home you need homeowner’s insurance. If you rent your home or condo, you still need to cover your possessions and specific areas you are responsible for. If you own a vehicle you need auto insurance. Medical or health insurance covers your main asset, you. Disability insurance will look after you should illness or injury render you disabled. Life insurance enables you to look after your loved
Commercial insurance also has any components and options. You get a standard business owners policy as well as special insurance packages for specific types of businesses such as builders insurance, landscapers insurance and so on.
Whether you need commercial or personal insurance, it is a good idea to work with a reputable agent such as Botsay.
New Orleans, Metairie, Harvey, Gretna LA Insurance from Botsay has many coverage options to meet your needs. Contact us for insurance today!